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Instant Loan Approvals

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Cash Loan from RM1000 to

RM
500
,000

Repayment Period of Up to 5 years

Fast and Convenient Application Process 

No Complex Documentation Required 

Online Loan Services Available 

Legally Established for Over 10 Years

Helping More Than 10,000 Clients Solve Debt Issues 

Common Reasons for Loan Rejection from Bank 

Too much existing debt makes repayment risky for the bank, especially when applying for personal loans online or a quick cash loan from money lenders.

Poor repayment history or being blacklisted affects approval, especially for a fast loan or company loan.

Salary doesn’t meet the bank’s minimum requirement of RM 3,000, which can impact eligibility for a cash loan or fast business loan.

Missing income proof or records like EPF or tax can hinder approval for any loan application, including quick cash loans or instant personal loan.

Poorly managed applications can lead to rejection and unclear reasons, whether applying for a fast loan or a personal loan online.

Get Your Cash in 4 Simple Steps

Step 1

Apply Online

Complete the online application form with your personal details. 

Step 2

Upload Documents

Submit all required documents for verification.

Step 3

Quick Review

Our agent will review your documents promptly.

Step 4

Get Your Funds

The loan amount will be transferred directly to your bank account.

PERSONAL LOAN

Get instant personal loans from RM1000 to RM500,000 with simple documentation, including IC, utility bills, payslips and EPF statements. We provide a range of options, including fast loan and quick cash loan.

Application Requirements: 

Loan from RM1000-RM500,000 

Photocopy of IC (Identification Card) 

Latest electric & water bill 

3 months latest payslip 

Latest EPF Statement 


BUSINESS LOAN

Tailored financing solutions designed to meet your business's financial needs with fast approval. From an SME loan to a company business loan, we provide a range of options, including a fast business loan online or a cash loan for businesses, all backed by reliable money lenders to support your growth.

Application Requirements: 

Loan from RM1000-RM500,000 

Photocopy of IC (Identification Card) 

SSM license 

Latest electric & water bill 

Bank statement from the last 3 months 

Interest Rate

From 8% – 12% APR and payment options range from 6 months to 60 months

Representative example 

Amount of credit RM 5000 borrowed for 180 days. Interest: RM 448. Total amount payable: RM 5448

Why Us?

Get approved within1 day

We are a regulated and licensed money lender by KPKT. All our offerings are regulated by law under the Money

Repayment plans tailored to fit your financial situation.

Our rates are one of the lowest one in town from as low as 8% with fixed APR as compared the to the market - giving you the best value that you can get.

Testimonials 

What Our Satisfied Clients Say About Us 

Author

First Credit made my loan process so easy! I received my funds within hours. Highly recommended! 

Author

The team was professional and understanding. I got the financial help I needed without hassle. Thank you!

Author

Fast approval and great rates! First Credit helped me manage my debts effectively. I couldn’t be happier!

Author

Applying was simple, and I was surprised at how quickly I received my loan. A reliable service!

Author

Excellent service! The support team guided me through every step, and the funds arrived just when I needed them.

About Us 

First Credit is a trusted loan provider with over a decade of experience, having helped more than 10,000 clients overcome their financial challenges. We specialise in offering instant personal loan and SME loan approvals, allowing you to access funds quickly and easily. Our flexible loan amounts range from RM500 to RM500,000, with repayment periods of up to 5 years, all designed to fit your financial needs.

What sets us apart is our commitment to a fast, convenient application process that requires minimal documentation. Licensed by KPKT and operating under the Money Lending Act 1951, we ensure transparency and compliance in all our offerings. With competitive rates starting as low as 8% fixed APR, First Credit is dedicated to providing you with the best value and support for your financial journey, whether you're seeking a personal loan online to cover urgent expenses or a company business loan to fuel your business growth.

location-pin

Centro Mall 8, Jalan Batu Tiga Lama, Kawasan 16, 41300 Klang, Selangor

017-486 8924

WhatsApp icon

017-486 8924

nurarida1234@gmail.com

Copyright © First Credit. All Rights Reserved.

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